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Leone Insurance Brokers insures that you as a client get the best possible product and price to suit your needs. We work with a wide range of companies all around Canada to make it easier for you to find out about and purchase life insurance. Below are the products we offer, and the companies we work with.
Life Insurance Products
Investment Products
Disability Products
Life Insurance Protection
As a result of aligning yourself with the industry's top insurance companies, you can be assured access to the most innovative and competitive life insurance products.
Regardless if it's cost effective term insurance, traditional whole life, or complex universal life solutions, your clients' financial objectives will be well looked after.
Below you will find basic information about the product categories available. Should you require more detailed information, just click on the respective insurance company.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Universal Life
Universal Life provides you with the ability to customize your insurance plan. With Universal Life insurance policy, you can increase your coverage or decrease your coverage as you need, subject to our current administrative rules and underwriting.
Speak with us today to get a more detailed look into Universal Life and the benefits of it.
If you want to book an appointment with us, head over to our contact section and fill out the form. |
Critical Illness Coverage
Now we can insure you with critical illness protection. Protection at a time when you need protection the most. With continuous health care improvements and modern medical science, your are surviving life-threatening illnesses - every day. It is a fact that one in three Canadians will experience a life-altering illness during their lifetime. Who do you know who has suffered from a heart attack, heart disease, stroke or cancer?
Chances of survival are great, but will your clients' finances survive? If you were diagnosed with a life-threatening illness today, would they have the funds to:
Build a wheelchair ramp to their front door ($50/sq.foot)?
Renovate their home ($5,000 - $100,000)?
Purchase a van with a wheelchair lift ($25,000 - $40,000)?
Hire a Private Nurse 3 days a week ($18/hour)?
Talk to us today about the importance of critical illness protection.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Long Term Care Coverage
It's the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. This is in contrast to permanent life insurance such as whole life, universal life, and variable universal life.
People today are choosing to lead a much healthier, active lifestyle and are therefore, generally living a much longer life span. The need however for long term care in Canada is a growing demand amongst the baby-boomer generation.
A product designed for individuals who are looking for protection at later ages in the event of injury or sickness, cognitive impairment or are unable to perform two or more activities of daily living.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Group Health & Dental Insurance
A certain amount of health and dental expense will be incurred every year by individuals and families. However, health and dental emergencies can prove quite expensive and personal or family health and/ordental insurance can be a big help in reducing the impact of unexpected costs. For this reason many people are not covered by an employer, are self employed, or have no group plan will consider their own health and dental insurance.
If you want to book an appointment with us, head over to our contact section and fill out the form. |
Visitors Insurance
When visitors come to Canada, any medical services they require while here may or may not be covered by Insurance from their home country. For this reason, visitors will usually buy health insurance which covers them during their stay in Canada.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Segregated Funds
Segregated funds are professionally managed investment vehicles offered through life insurance companies. They are becoming an increasingly popular alternative to mutual funds and other investment products. By definition, the investments of a segregated fund are kept and managed separately from the general assets of a life insurance company. Like a mutual fund, investment returns are derived from an underlying basket of securities. They can offer you and your client's unique benefits over mutual funds.
Benefits of segregated fund investing:
- Guarantee of principle at maturity
- Guarantee of principle at death
- Estate Planning
- Probate by-pass
- Creditor protection
- Temporary relief from foreign content restrictions
Leone Insurance Brokers has a powerful line-up of segregated funds so you can be assured to be competitive in helping your clients achieve their desired financial success.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Registered Retirement Savings Plan
RRSPs are the Canadian government's way of helping citizens save their money for retirement. Saving for 30-40 years of retirement may seem like a daunting task, but well-planned contributions and withdrawals from your RRSP can be a great way to get the best bang for your retirement buck.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Registered Education Savings Plan
A Registered Education Savings Plan is a special savings plan in which money grows tax-free until it is withdrawn for a post-secondary education. A subscriber, such as a parent, aunt, uncle or grandparent makes contributions on behalf of one or more beneficiaries (a child) named in the plan.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Annuities
Life Annuities will provide you with a guaranteed regular income for the rest of your life, no matter how long you live. Life Annuities can be purchased as a single life, which is based on one person’s life, or as a joint and survivor life, which is based on the lives of two people. Life Annuities can be purchased with or without a guarantee period.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Mortgage Insurance
In Life and Health Insurance, a policy covering a mortgagor from which the benefits are intended (1) to pay off the balance due on a mortgage upon the death of the insured, or (2) to meet the payments on a mortgage as they fall due in the case of his death or disability. Also called Mortgage Redemption Insurance.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Disability Insurance
Statistics suggest that one in three individuals will suffer from a disability before the age of 65. Do you have the protection of disability coverage in place to insure a timely recovery period that will limit the adjustment to their monthly finances?
Ask Yourself:
- Could you afford to take a two-year vacation without income?
- Where would the funds come from to insure a successful recovery all while maintaining your current lifestyle without income?
- Could you maintain monthly expenses such as your mortgage, taxes, car leases, car insurance, cable bill, phone bill, and groceries if you or one of your family members became disabled?
Leone Insurance Brokers offers 24 hour coverage, on or off the job. Even if you get injured outside the work place, you can still recieve coverage. Speak with us today about the importance of disability insurance.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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Accidental Death and Dismembermen
Accidental Death and Dismemberment (AD&D) insurance provides funds in the event of a fatal accident or an accident that results in the loss of a limb or eyesight. For benefits to be paid, the death or loss must occur not more than one year from the date of the accident and be a direct result of bodily injury sustained from that accident, independent of all other causes.
If you want to book an appointment with us, head over to our contact section and fill out the form.
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If you would like the meet with us to obtain more information for yourself, or to register an account with us, simply click on the link below to book your appointment.
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